Passive investing has gained massive popularity over the past decade — and for good reason. It offers a simple, low-cost, and highly effective way to build long-term wealth.

Over the past decade, investors have witnessed dramatic shifts in the global economy, driven by inflation fears, digital innovation, geopolitical events, and central bank policies.

Five years ago, in early 2020, the world stood at the brink of a global pandemic, central banks were slashing interest rates, and markets were in turmoil.

One of the most widely used valuation metrics in investing is the Price-to-Earnings Ratio, or P/E ratio. It’s often the first number investors look at when evaluating whether a stock is cheap, expensive, or fairly valued.

Bear markets are painful — there’s no denying that. Watching portfolios drop 20%, 30%, or more can trigger fear and uncertainty, especially for long-term investors.

Inflation is one of the most feared economic forces for both consumers and investors. Rising prices reduce purchasing power and compress corporate margins — but not all sectors respond to inflation in the same way.

Stock market volatility in 2025 continues to challenge both new and experienced investors. With economic uncertainty, rising interest rates, and global tensions affecting market sentiment.

Artificial Intelligence (AI) is no longer a concept confined to science fiction.

Investing isn't just about chasing high returns — it's about creating a resilient portfolio that can weather market ups and downs.

Successful investing isn’t just about numbers, charts, and data — it's also deeply connected to human behavior.